Being involved in even a minor fender bender can be stressful. The hassles do not only pertain to high-speed collisions that result in serious injuries. As difficult as it sounds, it is very important to remain calm and focused at the scene. This will allow one to exert the right steps immediately following an accident to not only help to avoid legal trouble but also to resolve an auto insurance claim in a timely manner. Here are a few steps to start:
Some states only require a drivers license to report a collision to the police if there is extensive property damage or injuries. Regardless of the state laws on filing an accident report, it’s is in your best interest to call law enforcement to the scene. They will carefully inspect the area to determine liability. This serves as vital proof for an auto insurance claim or personal injury case where the fault is disputed. This is simply a good practice to follow, whether traveling or right around the corner from home. Following this step will ensure that nothing is missed, no matter where the accident takes place.
Plenty of Documentation
It is also important to document everything as soon as possible in case you find yourself needing to produce evidence later that absolves you any responsibility for the accident. This includes taking photos of the scene and damages done to any vehicle that was involved. If there are witnesses, gather their names, contact information as well as a statement.
Also, make a note of the name of the police officer who is investigating the accident, the contact information and insurance information for the other party and things of this nature.
File a Claim
Go ahead and call your insurance agent and file a claim from the scene. As soon as the provider gets the details, they can start the claim and the sooner the vehicle will be repaired and back on the road. Be ready to give them the specifics about the accident as well as the other party’s information. This is also a good time to clarify what type of towing coverage you have.
These are just a few tips to follow, but for more information on What to do if you are involved in a car accident by the Augusta Free Press, visit the website. These steps will go a long way in making a smoother claims process.